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English Language Proficiency - Test 097
Choose the one word or phrase that best completes the sentence and fill in the appropriate answer above.
Ngày làm bài: Hôm nay lúc 14:35:32 (Server time)
Số câu hỏi: 10.   Tổng điểm: 10
Yêu cầu hoàn thành: 60 phút.
Thời gian còn lại: 
Cỡ chữ câu hỏi:  Cỡ chữ đáp án:


1-
A period of ......... is an additional time period granted by a lender that gives the borrower more time to make a regular payment on a loan without incurring any penalties.
  A - 
grace
  B - 
credit
  C - 
lending
  D - 
loan
2-
In the United States, a ......... plan allows a person to save for his/her retirement. With this type of plan, a person can postpone paying income taxes on the amount invested until a withdrawal is made during his/her retirement years.
  A - 
test
  B - 
future
  C - 
401K
  D - 
shareholders
3-
A home......... loan is a loan that is secured by property but only to the point of fair market value minus the debt acquired in the deal.
  A - 
equity
  B - 
assurance
  C - 
goods
  D - 
possession
4-
The ......... amount on a loan is the original amount that was borrowed. Interest rates are calculated from this original debt amount.
  A - 
principal
  B - 
pension
  C - 
zero
  D - 
possession
5-
The FDIC (Federal Deposit Insurance Corporation) is national agency in North America that ......... funds in participating banks for up to $100,000.
  A - 
insures
  B - 
rolls
  C - 
withdraws
  D - 
spends
6-
A money ......... is a certificate of payment for a specified amount of money that is paid for upfront. These are usually issued by banks and post offices.
  A - 
check
  B - 
order
  C - 
password
  D - 
fund
7-
A security ......... is a worker who is hired by a bank in order to protect customers, vaults, armored trucks etc.
  A - 
host
  B - 
guard
  C - 
alert
  D - 
lord
8-
If a person wants to save money, he/she usually opens a ......... account. This kind of account is primarily used as a saving tool and there are usually more deposit transactions than withdrawals.
  A - 
savings
  B - 
time
  C - 
checking
  D - 
formal
9-
A certificate of deposit (CD) is an interest-earning account that offers a higher rate of return on investments but the money is ......... for a longer, specified amount of time.
  A - 
hurried
  B - 
burned
  C - 
tied-up
  D - 
spent
10-
When it comes to online banking, a customer must first register and then he/she is able to sign in with a Login ID and a ......... .
  A - 
stamp
  B - 
coin
  C - 
password
  D - 
fund
 
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